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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,579 | $70,587-31.2% | $124,693-61.0% | $85,847-43.4% |
| Participation rate | 59.3% | 64.4%-5.2pp | 74.6%-15.4pp | 69.3%-10.1pp |
| Annual return | 15.60% | 20688.83%-20673.2pp | 5144.19%-5128.6pp | 318.61%-303.0pp |
| Employer contribution / active EE | $1,048 | $1,913-45.2% | $3,324-68.5% | $2,565-59.1% |
| Participant deferral / active EE | $2,710 | $2,969-8.7% | $4,615-41.3% | $3,952-31.4% |
| Admin fee / account holder | $426 | $5,282-91.9% | $7,494-94.3% | $6,261-93.2% |