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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,160 | $142,426-69.7% | $115,167-62.5% | $152,909-71.8% |
| Participation rate | 58.8% | 82.4%-23.5pp | 75.9%-17.1pp | 82.5%-23.6pp |
| Annual return | 27.18% | 41.48%-14.3pp | 35.60%-8.4pp | 345.46%-318.3pp |
| Employer contribution / active EE | $901 | $4,011-77.5% | $3,179-71.6% | $4,764-81.1% |
| Participant deferral / active EE | $2,354 | $5,165-54.4% | $4,169-43.5% | $5,851-59.8% |
| Admin fee / account holder | $4,037 | $8,464-52.3% | $7,089-43.1% | $11,601-65.2% |