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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,234 | $148,623+5.8% | $135,974+15.6% | $139,466+12.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 12.49% | 79.30%-66.8pp | 68.30%-55.8pp | 373.66%-361.2pp |
| Employer contribution / active EE | $10,007 | $5,246+90.7% | $4,859+105.9% | $4,754+110.5% |
| Participant deferral / active EE | $5,293 | $8,103-34.7% | $7,760-31.8% | $6,712-21.1% |
| Admin fee / account holder | $2,650 | $12,406-78.6% | $10,767-75.4% | $11,409-76.8% |