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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,264 | $138,114+5.9% | $125,391+16.6% | $134,545+8.7% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -9.92% | 750.88%-760.8pp | 572.41%-582.3pp | 418.37%-428.3pp |
| Employer contribution / active EE | $13,740 | $5,246+161.9% | $4,816+185.3% | $4,742+189.8% |
| Participant deferral / active EE | $9,759 | $7,801+25.1% | $7,448+31.0% | $6,401+52.5% |
| Admin fee / account holder | $2,783 | $11,570-75.9% | $10,009-72.2% | $11,431-75.7% |