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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,108 | $196,972-88.8% | $182,262-87.9% | $198,609-88.9% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 85.98% | 158.27%-72.3pp | 140.60%-54.6pp | 202.70%-116.7pp |
| Employer contribution / active EE | $5,229 | $5,364-2.5% | $5,046+3.6% | $5,055+3.4% |
| Participant deferral / active EE | $5,588 | $8,643-35.3% | $8,276-32.5% | $6,977-19.9% |
| Admin fee / account holder | $3,240 | $18,429-82.4% | $16,712-80.6% | $19,030-83.0% |