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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,621 | $51,283-89.0% | $95,740-94.1% | $71,511-92.1% |
| Participation rate | 89.4% | 63.1%+26.3pp | 72.3%+17.1pp | 67.9%+21.5pp |
| Annual return | 145.34% | 25.25%+120.1pp | 28.41%+116.9pp | 28.86%+116.5pp |
| Employer contribution / active EE | $0 | $1,817-100.0% | $2,836-100.0% | $2,589-100.0% |
| Participant deferral / active EE | $4,275 | $3,365+27.0% | $4,244+0.7% | $4,291-0.4% |
| Admin fee / account holder | $42 | $1,135-96.3% | $5,676-99.3% | $1,588-97.4% |