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| Provider | Service type | Compensation |
|---|---|---|
Filed as: RESOURCES INVESTMENT ADVISORS Service code 27 · EIN 43-1451524 11101 SWITZER ROAD, SUITE 200 · OVERLAND PARK, KS 66210 | Advisory (Plan) | $3,678 |
Filed as: ONEDIGITAL INVESTMENT ADVISORS Service code 27 · EIN 43-1451524 11101 SWITZER ROAD SUITE 200 · OVERLAND PARK, KS 66210 | Advisory (Plan) | $3,431 |
THE VANGUARD GROUP, INC.1 year Filed as: THE VANGUARD GROUP Service code 64 · EIN 23-1945930 | Recordkeeping Fees | $375 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,307 | $59,006-82.5% | $97,295-89.4% | $74,478-86.2% |
| Participation rate | 90.0% | 63.7%+26.3pp | 72.7%+17.3pp | 67.2%+22.8pp |
| Annual return | 47.36% | 16.04%+31.3pp | 75.62%-28.3pp | 1370.56%-1323.2pp |
| Employer contribution / active EE | $0 | $1,894-100.0% | $2,723-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $4,781 | $3,671+30.3% | $4,264+12.1% | $4,350+9.9% |
| Admin fee / account holder | $37 | $1,974-98.1% | $5,646-99.3% | $1,946-98.1% |