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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,791 | $84,464-67.1% | $61,399-54.7% | $134,509-79.3% |
| Participation rate | 100.0% | 62.2%+37.8pp | 52.6%+47.4pp | 81.2%+18.8pp |
| Annual return | -26.45% | 585.06%-611.5pp | 338.81%-365.3pp | 418.13%-444.6pp |
| Employer contribution / active EE | $2,183 | $1,545+41.3% | $1,159+88.3% | $4,741-54.0% |
| Participant deferral / active EE | $15,155 | $2,818+437.8% | $2,124+613.4% | $6,400+136.8% |
| Admin fee / account holder | $828 | $2,587-68.0% | $2,131-61.2% | $11,427-92.8% |