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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,773 | $93,117-51.9% | $77,096-41.9% | $134,532-66.7% |
| Participation rate | 87.5% | 74.5%+13.0pp | 67.9%+19.6pp | 81.2%+6.3pp |
| Annual return | -22.33% | 62.67%-85.0pp | 42.35%-64.7pp | 418.27%-440.6pp |
| Employer contribution / active EE | $4,019 | $3,420+17.5% | $2,814+42.8% | $4,741-15.2% |
| Participant deferral / active EE | $8,483 | $5,241+61.8% | $4,429+91.5% | $6,401+32.5% |
| Admin fee / account holder | $990 | $6,948-85.8% | $5,428-81.8% | $11,429-91.3% |