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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,413 | $150,445-55.2% | $136,297-50.5% | $147,585-54.3% |
| Participation rate | 36.4% | 84.4%-48.1pp | 81.9%-45.6pp | 82.8%-46.5pp |
| Annual return | 16.72% | 1049.14%-1032.4pp | 5156.16%-5139.4pp | 578.57%-561.9pp |
| Employer contribution / active EE | $0 | $5,256-100.0% | $4,696-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $7,698 | $6,631+16.1% | $6,247+23.2% | $5,439+41.6% |
| Admin fee / account holder | $27,835 | $10,906+155.2% | $9,244+201.1% | $10,885+155.7% |