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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,645 | $160,040-77.1% | $147,096-75.1% | $145,877-74.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 16.72% | 98.49%-81.8pp | 419.75%-403.0pp | 551.28%-534.6pp |
| Employer contribution / active EE | $2,935 | $5,289-44.5% | $4,936-40.5% | $4,663-37.0% |
| Participant deferral / active EE | $7,954 | $8,429-5.6% | $8,071-1.5% | $6,691+18.9% |
| Admin fee / account holder | $358 | $15,050-97.6% | $13,005-97.2% | $13,402-97.3% |