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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,065 | $148,623-85.2% | $135,974-83.8% | $139,466-84.2% |
| Participation rate | 62.5% | 83.9%-21.4pp | 81.9%-19.4pp | 80.3%-17.8pp |
| Annual return | 30.49% | 79.30%-48.8pp | 68.30%-37.8pp | 373.66%-343.2pp |
| Employer contribution / active EE | $2,710 | $5,246-48.3% | $4,859-44.2% | $4,754-43.0% |
| Participant deferral / active EE | $6,669 | $8,103-17.7% | $7,760-14.1% | $6,712-0.6% |
| Admin fee / account holder | $1,435 | $12,406-88.4% | $10,767-86.7% | $11,409-87.4% |