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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,381 | $105,145-65.4% | $94,664-61.6% | $139,466-73.9% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 18.04% | 38.09%-20.1pp | 156.84%-138.8pp | 373.66%-355.6pp |
| Employer contribution / active EE | $2,627 | $4,107-36.0% | $3,673-28.5% | $4,754-44.7% |
| Participant deferral / active EE | $5,985 | $7,599-21.2% | $7,417-19.3% | $6,712-10.8% |
| Admin fee / account holder | $3,536 | $8,972-60.6% | $7,222-51.0% | $11,409-69.0% |