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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,280 | $99,644-69.6% | $86,438-65.0% | $134,532-77.5% |
| Participation rate | 91.7% | 82.1%+9.6pp | 80.3%+11.3pp | 81.2%+10.4pp |
| Annual return | -18.05% | 6787.26%-6805.3pp | 4397.19%-4415.2pp | 418.27%-436.3pp |
| Employer contribution / active EE | $3,198 | $4,402-27.3% | $3,769-15.2% | $4,741-32.5% |
| Participant deferral / active EE | $7,644 | $7,247+5.5% | $6,952+10.0% | $6,401+19.4% |
| Admin fee / account holder | $2,451 | $8,375-70.7% | $6,733-63.6% | $11,429-78.6% |