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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,476 | $49,976-93.0% | $66,674-94.8% | $82,637-95.8% |
| Participation rate | 75.6% | 63.1%+12.5pp | 73.7%+1.9pp | 68.1%+7.5pp |
| Annual return | 18.35% | 39.09%-20.7pp | 321.24%-302.9pp | 53.51%-35.2pp |
| Employer contribution / active EE | $196 | $1,988-90.2% | $2,620-92.5% | $2,552-92.3% |
| Participant deferral / active EE | $770 | $2,847-72.9% | $4,084-81.1% | $4,126-81.3% |
| Admin fee / account holder | $754 | $4,594-83.6% | $5,098-85.2% | $7,339-89.7% |