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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,274 | $99,652-86.7% | $78,778-83.1% | $147,586-91.0% |
| Participation rate | 77.8% | 76.2%+1.5pp | 69.2%+8.6pp | 82.8%-5.1pp |
| Annual return | 26.94% | 47.28%-20.3pp | 35.62%-8.7pp | 578.59%-551.7pp |
| Employer contribution / active EE | $3,256 | $2,796+16.5% | $1,986+64.0% | $4,876-33.2% |
| Participant deferral / active EE | $5,810 | $3,664+58.6% | $2,958+96.4% | $5,439+6.8% |
| Admin fee / account holder | $1,061 | $7,155-85.2% | $5,134-79.3% | $10,886-90.3% |