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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,743 | $88,702-48.4% | $81,780-44.1% | $145,978-68.7% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 15.22% | 1029.12%-1013.9pp | 776.27%-761.0pp | 550.52%-535.3pp |
| Employer contribution / active EE | $2,513 | $3,084-18.5% | $2,914-13.7% | $4,662-46.1% |
| Participant deferral / active EE | $3,172 | $4,645-31.7% | $4,321-26.6% | $6,690-52.6% |
| Admin fee / account holder | $638 | $8,414-92.4% | $7,384-91.4% | $13,400-95.2% |