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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,283 | $148,623-41.3% | $135,974-35.8% | $139,466-37.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 19.50% | 79.30%-59.8pp | 68.30%-48.8pp | 373.66%-354.2pp |
| Employer contribution / active EE | $12,088 | $5,246+130.4% | $4,859+148.8% | $4,754+154.3% |
| Participant deferral / active EE | $6,688 | $8,103-17.5% | $7,760-13.8% | $6,712-0.4% |
| Admin fee / account holder | $710 | $12,406-94.3% | $10,767-93.4% | $11,409-93.8% |