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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,660 | $138,102-48.1% | $125,381-42.8% | $134,532-46.7% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -19.78% | 750.73%-770.5pp | 572.31%-592.1pp | 418.27%-438.0pp |
| Employer contribution / active EE | $13,992 | $5,245+166.8% | $4,815+190.6% | $4,741+195.1% |
| Participant deferral / active EE | $7,568 | $7,801-3.0% | $7,448+1.6% | $6,401+18.2% |
| Admin fee / account holder | $3,756 | $11,568-67.5% | $10,007-62.5% | $11,429-67.1% |