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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,042 | $112,935-90.2% | $90,970-87.9% | $158,966-93.1% |
| Participation rate | 75.0% | 74.7%+0.3pp | 69.0%+6.0pp | 82.0%-7.0pp |
| Annual return | 24.02% | 215.79%-191.8pp | 134.58%-110.6pp | 302.95%-278.9pp |
| Employer contribution / active EE | $1,562 | $2,895-46.0% | $2,122-26.4% | $4,762-67.2% |
| Participant deferral / active EE | $2,168 | $4,129-47.5% | $3,373-35.7% | $5,983-63.8% |
| Admin fee / account holder | $1,845 | $8,045-77.1% | $5,960-69.0% | $11,250-83.6% |