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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,095 | $105,200+51.2% | $159,474-0.2% | $85,847+85.3% |
| Participation rate | 84.0% | 75.8%+8.2pp | 82.8%+1.2pp | 69.3%+14.7pp |
| Annual return | 16.52% | 45.08%-28.6pp | 263.68%-247.2pp | 318.61%-302.1pp |
| Employer contribution / active EE | $3,273 | $3,319-1.4% | $4,831-32.2% | $2,565+27.6% |
| Participant deferral / active EE | $8,689 | $5,946+46.1% | $7,353+18.2% | $3,952+119.8% |
| Admin fee / account holder | $1,495 | $6,934-78.4% | $10,802-86.2% | $6,261-76.1% |