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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,801 | $165,399+11.7% | $149,745+23.4% | $158,982+16.2% |
| Participation rate | 89.5% | 84.6%+4.9pp | 82.5%+7.0pp | 82.0%+7.5pp |
| Annual return | 25.50% | 348.34%-322.8pp | 276.72%-251.2pp | 302.99%-277.5pp |
| Employer contribution / active EE | $8,243 | $5,105+61.5% | $4,646+77.4% | $4,763+73.1% |
| Participant deferral / active EE | $9,829 | $7,183+36.8% | $6,843+43.6% | $5,983+64.3% |
| Admin fee / account holder | $1,509 | $10,811-86.0% | $9,312-83.8% | $11,252-86.6% |