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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,093 | $110,212-93.6% | $96,534-92.7% | $139,466-94.9% |
| Participation rate | 90.0% | 78.1%+11.9pp | 76.0%+14.0pp | 80.3%+9.7pp |
| Annual return | 54.64% | 26.42%+28.2pp | 25.88%+28.8pp | 373.66%-319.0pp |
| Employer contribution / active EE | $0 | $3,620-100.0% | $2,965-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $5,069 | $5,547-8.6% | $4,851+4.5% | $6,712-24.5% |
| Admin fee / account holder | $444 | $11,599-96.2% | $8,253-94.6% | $11,409-96.1% |