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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,069 | $99,345-68.7% | $84,753-63.3% | $273,972-88.7% |
| Participation rate | 8.7% | 80.7%-72.0pp | 76.6%-67.9pp | 83.0%-74.3pp |
| Annual return | 13.40% | 22.93%-9.5pp | 22.78%-9.4pp | 41.46%-28.1pp |
| Employer contribution / active EE | $2,030 | $4,214-51.8% | $3,574-43.2% | $4,869-58.3% |
| Participant deferral / active EE | $0 | $4,270-100.0% | $3,712-100.0% | $5,287-100.0% |
| Admin fee / account holder | $1,017 | $6,645-84.7% | $5,333-80.9% | $10,133-90.0% |