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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,394 | $60,128-52.8% | $90,440-68.6% | $79,852-64.4% |
| Participation rate | 25.9% | 65.0%-39.1pp | 72.7%-46.8pp | 69.6%-43.7pp |
| Annual return | 22.01% | 71.95%-49.9pp | 1294.38%-1272.4pp | 31.72%-9.7pp |
| Employer contribution / active EE | $444 | $2,068-78.5% | $3,263-86.4% | $2,471-82.0% |
| Participant deferral / active EE | $1,170 | $2,939-60.2% | $3,964-70.5% | $3,740-68.7% |
| Admin fee / account holder | $1,679 | $3,977-57.8% | $5,615-70.1% | $5,306-68.4% |