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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,949 | $105,200-77.2% | $159,474-85.0% | $85,847-72.1% |
| Participation rate | 92.5% | 75.8%+16.7pp | 82.8%+9.7pp | 69.3%+23.2pp |
| Annual return | 26.36% | 45.08%-18.7pp | 263.68%-237.3pp | 318.61%-292.2pp |
| Employer contribution / active EE | $1,111 | $3,319-66.5% | $4,831-77.0% | $2,565-56.7% |
| Participant deferral / active EE | $7,457 | $5,946+25.4% | $7,353+1.4% | $3,952+88.7% |
| Admin fee / account holder | $4,010 | $6,934-42.2% | $10,802-62.9% | $6,261-35.9% |