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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,171 | $104,937-14.1% | $84,628+6.5% | $152,897-41.0% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 20.93% | 373.88%-353.0pp | 258.80%-237.9pp | 345.43%-324.5pp |
| Employer contribution / active EE | $0 | $3,303-100.0% | $2,653-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $1,986 | $4,690-57.7% | $3,900-49.1% | $5,851-66.1% |
| Admin fee / account holder | $1,634 | $6,243-73.8% | $4,914-66.7% | $11,599-85.9% |