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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,661 | $95,188-21.6% | $76,518-2.4% | $135,380-44.9% |
| Participation rate | 93.3% | 74.4%+18.9pp | 68.0%+25.3pp | 82.6%+10.7pp |
| Annual return | -5.30% | 4.85%-10.1pp | -0.27%-5.0pp | 519.81%-525.1pp |
| Employer contribution / active EE | $0 | $3,303-100.0% | $2,647-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $1,760 | $4,640-62.1% | $3,836-54.1% | $5,609-68.6% |
| Admin fee / account holder | $12,090 | $6,249+93.5% | $4,849+149.4% | $10,828+11.7% |