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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,526 | $83,485+209.7% | $125,180+106.5% | $72,983+254.2% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.5%+30.5pp |
| Annual return | 17.79% | 25.78%-8.0pp | 43.79%-26.0pp | 81.01%-63.2pp |
| Employer contribution / active EE | $6,288 | $2,346+168.1% | $3,866+62.7% | $2,440+157.7% |
| Participant deferral / active EE | $5,035 | $3,586+40.4% | $4,937+2.0% | $3,608+39.6% |
| Admin fee / account holder | $8,237 | $5,518+49.3% | $9,703-15.1% | $5,124+60.8% |