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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,642 | $107,363-67.7% | $92,909-62.7% | $152,897-77.3% |
| Participation rate | 40.0% | 79.8%-39.8pp | 76.0%-36.0pp | 82.5%-42.5pp |
| Annual return | 15.94% | 145.63%-129.7pp | 109.44%-93.5pp | 345.43%-329.5pp |
| Employer contribution / active EE | $1,674 | $4,222-60.3% | $3,653-54.2% | $4,764-64.9% |
| Participant deferral / active EE | $2,842 | $4,848-41.4% | $4,238-32.9% | $5,851-51.4% |
| Admin fee / account holder | $541 | $7,082-92.4% | $5,795-90.7% | $11,599-95.3% |