Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,866 | $72,012-75.2% | $185,827-90.4% | $79,858-77.6% |
| Participation rate | 18.9% | 65.8%-46.9pp | 78.0%-59.2pp | 69.6%-50.8pp |
| Annual return | 18.00% | 23.12%-5.1pp | 35.96%-18.0pp | 31.72%-13.7pp |
| Employer contribution / active EE | $496 | $1,965-74.8% | $4,087-87.9% | $2,471-79.9% |
| Participant deferral / active EE | $825 | $3,779-78.2% | $5,633-85.4% | $3,740-77.9% |
| Admin fee / account holder | $2,167 | $4,513-52.0% | $9,502-77.2% | $5,306-59.2% |