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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,500 | $85,024-78.2% | $70,544-73.8% | $139,466-86.7% |
| Participation rate | 72.2% | 73.9%-1.7pp | 68.4%+3.9pp | 80.3%-8.1pp |
| Annual return | 0.00% | 30.39%-30.4pp | 32.79%-32.8pp | 373.66%-373.7pp |
| Employer contribution / active EE | $3,122 | $3,912-20.2% | $2,976+4.9% | $4,754-34.3% |
| Participant deferral / active EE | $7,511 | $5,891+27.5% | $4,568+64.4% | $6,712+11.9% |
| Admin fee / account holder | $504 | $8,928-94.4% | $6,427-92.2% | $11,409-95.6% |