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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,821 | $96,361+21.2% | $80,607+44.9% | $139,456-16.2% |
| Participation rate | 90.0% | 73.6%+16.4pp | 67.0%+23.0pp | 80.3%+9.7pp |
| Annual return | 18.01% | 1350.95%-1332.9pp | 936.11%-918.1pp | 373.45%-355.4pp |
| Employer contribution / active EE | $2,861 | $3,262-12.3% | $2,724+5.0% | $4,753-39.8% |
| Participant deferral / active EE | $8,158 | $5,232+55.9% | $4,448+83.4% | $6,711+21.6% |
| Admin fee / account holder | $11,239 | $6,601+70.3% | $5,379+108.9% | $11,407-1.5% |