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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,102 | $174,379-39.2% | $152,093-30.2% | $138,895-23.6% |
| Participation rate | 88.9% | 81.6%+7.2pp | 77.8%+11.1pp | 79.9%+9.0pp |
| Annual return | 18.50% | 74.86%-56.4pp | 66.36%-47.9pp | 145.39%-126.9pp |
| Employer contribution / active EE | $7,951 | $4,652+70.9% | $4,175+90.5% | $4,194+89.6% |
| Participant deferral / active EE | $8,244 | $6,159+33.9% | $5,451+51.2% | $6,396+28.9% |
| Admin fee / account holder | $1,241 | $16,880-92.7% | $14,497-91.4% | $12,562-90.1% |