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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,539 | $103,387-52.1% | $87,102-43.1% | $152,885-67.6% |
| Participation rate | 40.0% | 79.4%-39.4pp | 76.9%-36.9pp | 82.5%-42.5pp |
| Annual return | 17.79% | 28.10%-10.3pp | 28.19%-10.4pp | 345.39%-327.6pp |
| Employer contribution / active EE | $1,356 | $3,221-57.9% | $2,521-46.2% | $4,763-71.5% |
| Participant deferral / active EE | $4,412 | $4,778-7.7% | $4,048+9.0% | $5,851-24.6% |
| Admin fee / account holder | $460 | $12,193-96.2% | $7,491-93.9% | $11,598-96.0% |