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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,345 | $105,200-80.7% | $159,474-87.2% | $85,847-76.3% |
| Participation rate | 70.5% | 75.8%-5.3pp | 82.8%-12.3pp | 69.3%+1.2pp |
| Annual return | 15.39% | 45.08%-29.7pp | 263.68%-248.3pp | 318.61%-303.2pp |
| Employer contribution / active EE | $1,492 | $3,319-55.1% | $4,831-69.1% | $2,565-41.8% |
| Participant deferral / active EE | $2,105 | $5,946-64.6% | $7,353-71.4% | $3,952-46.7% |
| Admin fee / account holder | $1,516 | $6,934-78.1% | $10,802-86.0% | $6,261-75.8% |