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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,237 | $85,766-82.2% | $136,298-88.8% | $70,126-78.3% |
| Participation rate | 77.6% | 74.2%+3.4pp | 81.9%-4.4pp | 69.5%+8.0pp |
| Annual return | 15.93% | 31.46%-15.5pp | 5156.27%-5140.3pp | 73.15%-57.2pp |
| Employer contribution / active EE | $1,308 | $2,966-55.9% | $4,696-72.1% | $2,343-44.2% |
| Participant deferral / active EE | $2,052 | $5,051-59.4% | $6,247-67.2% | $3,332-38.4% |
| Admin fee / account holder | $614 | $5,421-88.7% | $9,244-93.4% | $4,645-86.8% |