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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,333 | $102,422-21.6% | $147,117-45.4% | $80,959-0.8% |
| Participation rate | 97.4% | 75.9%+21.5pp | 82.2%+15.2pp | 67.7%+29.7pp |
| Annual return | 14.46% | 135.16%-120.7pp | 420.54%-406.1pp | 35.67%-21.2pp |
| Employer contribution / active EE | $6,926 | $3,717+86.3% | $4,932+40.4% | $2,757+151.2% |
| Participant deferral / active EE | $17,844 | $6,652+168.3% | $8,065+121.3% | $4,300+315.0% |
| Admin fee / account holder | $9,614 | $7,953+20.9% | $12,993-26.0% | $6,925+38.8% |