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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,780 | $133,981-97.2% | $112,249-96.6% | $134,532-97.2% |
| Participation rate | 71.4% | 78.6%-7.1pp | 75.1%-3.6pp | 81.2%-9.8pp |
| Annual return | -14.90% | 47.16%-62.1pp | 27.48%-42.4pp | 418.27%-433.2pp |
| Employer contribution / active EE | $1,752 | $4,040-56.6% | $3,636-51.8% | $4,741-63.1% |
| Participant deferral / active EE | $2,355 | $5,292-55.5% | $4,729-50.2% | $6,401-63.2% |
| Admin fee / account holder | $25,854 | $7,492+245.1% | $6,412+303.2% | $11,429+126.2% |