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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,425 | $115,814-83.2% | $101,275-80.8% | $158,982-87.8% |
| Participation rate | 57.1% | 79.4%-22.2pp | 75.8%-18.7pp | 82.0%-24.8pp |
| Annual return | 35.50% | 56.16%-20.7pp | 46.48%-11.0pp | 302.99%-267.5pp |
| Employer contribution / active EE | $1,851 | $4,176-55.7% | $3,660-49.4% | $4,763-61.1% |
| Participant deferral / active EE | $2,997 | $4,958-39.5% | $4,371-31.4% | $5,983-49.9% |
| Admin fee / account holder | $54 | $7,249-99.3% | $5,948-99.1% | $11,252-99.5% |