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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,906 | $110,410-88.3% | $102,437-87.4% | $145,897-91.2% |
| Participation rate | 71.4% | 77.9%-6.5pp | 74.5%-3.1pp | 80.3%-8.9pp |
| Annual return | 11.46% | 24.85%-13.4pp | 24.95%-13.5pp | 552.29%-540.8pp |
| Employer contribution / active EE | $1,378 | $4,217-67.3% | $3,871-64.4% | $4,663-70.5% |
| Participant deferral / active EE | $1,853 | $5,622-67.0% | $5,060-63.4% | $6,689-72.3% |
| Admin fee / account holder | $862 | $9,745-91.2% | $8,388-89.7% | $13,390-93.6% |