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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,258 | $167,362-46.1% | $143,799-37.2% | $134,532-32.9% |
| Participation rate | 60.0% | 84.8%-24.8pp | 80.3%-20.3pp | 81.2%-21.2pp |
| Annual return | -17.39% | 0.47%-17.9pp | -0.04%-17.3pp | 418.27%-435.7pp |
| Employer contribution / active EE | $1,551 | $5,620-72.4% | $4,952-68.7% | $4,741-67.3% |
| Participant deferral / active EE | $8,416 | $6,447+30.5% | $5,638+49.3% | $6,401+31.5% |
| Admin fee / account holder | $655 | $18,094-96.4% | $14,677-95.5% | $11,429-94.3% |