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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,834 | $148,582-63.8% | $135,942-60.4% | $139,456-61.4% |
| Participation rate | 90.9% | 83.9%+7.1pp | 81.9%+9.0pp | 80.3%+10.6pp |
| Annual return | 16.28% | 79.26%-63.0pp | 68.28%-52.0pp | 373.45%-357.2pp |
| Employer contribution / active EE | $4,222 | $5,245-19.5% | $4,858-13.1% | $4,753-11.2% |
| Participant deferral / active EE | $10,269 | $8,101+26.8% | $7,759+32.4% | $6,711+53.0% |
| Admin fee / account holder | $10,764 | $12,402-13.2% | $10,7640% | $11,407-5.6% |