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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,408 | $89,367-53.7% | $141,191-70.7% | $72,975-43.3% |
| Participation rate | 80.6% | 75.1%+5.5pp | 82.5%-1.9pp | 69.5%+11.1pp |
| Annual return | 31.22% | 111.87%-80.6pp | 71.41%-40.2pp | 81.01%-49.8pp |
| Employer contribution / active EE | $0 | $3,115-100.0% | $4,736-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $10,594 | $5,419+95.5% | $6,710+57.9% | $3,608+193.7% |
| Admin fee / account holder | $4,423 | $5,957-25.7% | $10,264-56.9% | $5,124-13.7% |