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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,798 | $85,766-62.9% | $136,298-76.7% | $70,126-54.7% |
| Participation rate | 77.2% | 74.2%+3.0pp | 81.9%-4.7pp | 69.5%+7.7pp |
| Annual return | 31.23% | 31.46%-0.2pp | 5156.27%-5125.0pp | 73.15%-41.9pp |
| Employer contribution / active EE | $0 | $2,966-100.0% | $4,696-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $10,218 | $5,051+102.3% | $6,247+63.6% | $3,332+206.7% |
| Admin fee / account holder | $2,060 | $5,421-62.0% | $9,244-77.7% | $4,645-55.7% |