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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,145 | $148,582-63.6% | $135,942-60.2% | $139,456-61.2% |
| Participation rate | 84.6% | 83.9%+0.8pp | 81.9%+2.7pp | 80.3%+4.3pp |
| Annual return | 49.70% | 79.26%-29.6pp | 68.28%-18.6pp | 373.45%-323.8pp |
| Employer contribution / active EE | $4,260 | $5,245-18.8% | $4,858-12.3% | $4,753-10.4% |
| Participant deferral / active EE | $5,742 | $8,101-29.1% | $7,759-26.0% | $6,711-14.4% |
| Admin fee / account holder | $14,476 | $12,402+16.7% | $10,764+34.5% | $11,407+26.9% |