Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,266 | $86,298-77.7% | $111,308-82.7% | $85,847-77.6% |
| Participation rate | 65.7% | 73.3%-7.6pp | 77.3%-11.6pp | 69.3%-3.6pp |
| Annual return | 13.60% | 19.99%-6.4pp | 54.67%-41.1pp | 318.61%-305.0pp |
| Employer contribution / active EE | $1,316 | $2,044-35.6% | $2,732-51.8% | $2,565-48.7% |
| Participant deferral / active EE | $2,041 | $3,641-43.9% | $4,487-54.5% | $3,952-48.3% |
| Admin fee / account holder | $1,151 | $8,189-85.9% | $7,965-85.6% | $6,261-81.6% |