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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,077 | $57,073-91.1% | $85,126-94.0% | $80,925-93.7% |
| Participation rate | 91.2% | 56.4%+34.8pp | 67.5%+23.7pp | 67.7%+23.5pp |
| Annual return | 13.08% | 21.69%-8.6pp | 66.63%-53.5pp | 35.65%-22.6pp |
| Employer contribution / active EE | $1,374 | $1,801-23.7% | $2,731-49.7% | $2,756-50.2% |
| Participant deferral / active EE | $1,545 | $3,113-50.4% | $4,523-65.8% | $4,299-64.1% |
| Admin fee / account holder | $1,526 | $4,988-69.4% | $6,160-75.2% | $6,940-78.0% |