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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,792 | $93,598-16.9% | $135,974-42.8% | $75,173+3.5% |
| Participation rate | 92.0% | 75.2%+16.8pp | 81.9%+10.1pp | 67.2%+24.8pp |
| Annual return | 22.49% | 30.89%-8.4pp | 68.30%-45.8pp | 160.72%-138.2pp |
| Employer contribution / active EE | $0 | $3,538-100.0% | $4,859-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $15,498 | $6,405+142.0% | $7,760+99.7% | $4,126+275.6% |
| Admin fee / account holder | $6,862 | $6,978-1.7% | $10,767-36.3% | $5,651+21.4% |