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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,332 | $167,352-73.5% | $143,788-69.2% | $134,509-67.0% |
| Participation rate | 87.5% | 84.8%+2.7pp | 80.3%+7.2pp | 81.2%+6.3pp |
| Annual return | -17.40% | 0.47%-17.9pp | -0.03%-17.4pp | 418.13%-435.5pp |
| Employer contribution / active EE | $3,504 | $5,620-37.7% | $4,952-29.2% | $4,741-26.1% |
| Participant deferral / active EE | $341 | $6,447-94.7% | $5,638-93.9% | $6,400-94.7% |
| Admin fee / account holder | $897 | $18,091-95.0% | $14,675-93.9% | $11,427-92.1% |